2nd CHANCE Debt Counsellors

a second chance to financial freedom

A FEW TIPS ON CHOOSING A DEBT COUNSELLOR

  • Establish if the debt counselor is registered by obtaining his/her registration number and verify this on http//:www.ncr.org.za
  • Ask the company how is their fees paid. Fees for a Debt counsellor is paid through a Payment Distribution agency and not directly to the Debt counsellor.
  • Determine if the person you are dealing with is employed at the Debt Counseling company or whether he/she is an agent working on commission. 
  • Ensure that you advise everyone that you are dealing with that they should not place you under Debt review until you have signed all the documents.
  • Ask as many questions as you need to feel comfortable with both the Debt counselling company and debt counsellor.
  • Ensure that you have an email address to receive monthly statements to monitor your payments.

WHY SHOULD YOU CHOOSE 2ND CHANCE?